Announcing our public launch!

By: Aaron Frank on 06 June 2017

About a year ago, Final announced that our “waitlist-only” beta was live.

This was a momentous occasion for us as a company, and for our earliest adopters. Since then, thousands have signed up, learned how incredible a credit card can be and helped us vastly improve our offering.

Today, we’re proud to announce that we are opening applications to the public and reducing the annual fee on our incredible product - based on cardholder feedback - from $49 to… $0!!!

(this change applies to ALL accounts, both new and existing)
Zero Annual Fee Dollar Bill

That’s right… we actually listen to our cardholders :O

Up until now, Final’s “waitlist-only” beta has helped us learn about cardholder needs and wants, and build out our operations to a point where we are ready to open the floodgates for new cardholders.

During the closed beta, we made numerous product improvements:

  • Authorized Users
  • iOS and Android apps
  • Upgrade to Visa Signature, providing better cardholder benefits to our users
  • Added a new Referral functionality to our dashboard (image below)
Refer your friends!

And now, we’re ready for you to spread the word, and - for those who aren’t our incredible cardholders already - apply for Final.

So, what are you waiting for?

Cardholders: go to your dashboard and share Final with the world, using your unique link!

Not-Cardholders: go to and apply today!

To recap:

  • Final is launching to the world (well, technically: U.S. residents with valid Social Security number)!
  • We've dropped our annual fee to $0 for all new and existing accounts
  • We've upgraded our card to Visa Signature
  • We have Authorized Users, beautiful mobile apps and other great features (like 2FA)
  • Apple Pay, Android Pay and Samsung Pay are all coming soon
  • We'd love to have you apply at:

Click here to tweet about this update!

As always, if you questions or feedback for us, don’t hesitate to reach out at