Final / Take back control of your credit card.

A Final Farewell

info@getfinal.com (Aaron Frank) — Wed, 06 Dec 2017 09:00:03 +0000

Cardholders, family, and friends:

Pause on Applications

info@getfinal.com (Aaron Frank) — Tue, 17 Oct 2017 13:21:03 +0000

You may have noticed that we’ve switched our application process to be invite-only - while we know that may disappoint some of your friends who were thinking about applying, we promise it’s for a good reason. After being live for almost a year and a half (wow!), we felt like we’ve learned quite a bit about how we could improve our application processes, both externally and internally. To make as clean as possible of a transition between the old and the new, we’ve decided to temporarily pause applications. We can’t wait for you to see what we’re working on - stay tuned!

Equifax Breach Response

alex@getfinal.com (Alex Cramer) — Tue, 19 Sep 2017 13:21:03 +0000

We know what you’re thinking: another day, another data breach…

Final Announces Apple Pay® and Advanced Card Controls to Enhance Payment Security

alex@getfinal.com (Alex Cramer) — Wed, 06 Sep 2017 13:21:03 +0000

Final, the fintech company bringing transparency, control and security to credit cards, announces today Apple Pay availability for its cardholders. Through Apple Pay’s easy and secure payments on the web or in-person, Final is helping digital-age consumers take back control of their credit cards. In addition, Final is introducing advanced controls for its merchant-locked virtual cards, allowing cardholders to set custom monthly or lifetime spend limits for merchants like Netflix, Amazon and Lyft, furthering their level of control over card spend.

Fraudulent transactions made online or via phone increased 40 percent over the last year, making today’s consumer exceptionally more vulnerable to security breaches and hacks. Grey charges plague customers, when they forget about subscriptions or have services raise recurring prices without notice. Final’s proprietary technology reduces the hassles and headaches that come with a compromised account and grey charges. At its core, Final was created to make credit card users’ lives easier and provide a fundamentally better card experience than is offered today – shouldn’t your credit card company aim to do that?

Warning: You May Have an Error in Your Credit Report

michelle@getfinal.com (Michelle Reade) — Thu, 31 Aug 2017 13:21:03 +0000

I’m the kind of person who’s very hands on with personal finance: I budget and track spending carefully on Mint, review credit card statements every month to avoid grey charges, and periodically monitor my credit score on various free apps. Since I graduated college, I thought I had been doing my due diligence and taking all necessary precautions to both save money and spot fraudulent transactions. However, little did I know that I was missing one crucial component: reviewing my official credit reports.

Are you Financially Literate?

victoria@getfinal.com (Victoria Krauchunas) — Wed, 30 Aug 2017 13:21:03 +0000

Sometimes, team bonding looks a little different at a FinTech company. Recently, we came across WalletHub’s great WalletLiteracy quiz and thought it might be fun to take it and compare our scores. Here’s what we found:

Data Authority

Mon, 28 Aug 2017 13:21:03 +0000

Data security and privacy are becoming common discussion topics in our country. In the wake of hacking scandals related to the last election, Big Bank data leaks, and numerous other breach events, people are realizing that these concepts affect them every day in real ways. Given all of that, we thought it appropriate to share our stance.

Top 7 Resources for Great Travel Experiences

victoria@getfinal.com (Victoria Krauchunas) — Thu, 24 Aug 2017 13:21:03 +0000

We love to travel at Final - heck, it’s even a part of our origin story! However, we are still start-up employees on a budget, so we’ve found some great resources online to save money while seeing more of the world.

Cut Back on Grey Charges to Save Money

info@getfinal.com (Victoria Krauchunas & Ian Robertson) — Tue, 22 Aug 2017 13:21:03 +0000

If you’re looking to save some money quickly, checking your bank statements for grey charges is the way to go. Read on to learn more about how to stop and prevent grey charges!

Request for Credit Cards

aaron@getfinal.com (Aaron Frank) — Mon, 21 Aug 2017 13:21:03 +0000

We at Final have decided to put out a Request for Credit Cards (RFCC), to help bring new ideas and products to market. One might think our Final branded credit card would be competitive, but besides building a product our customers love, what we’ve really built is modern credit card issuing platform that we’re looking to scale alongside partners. Think AWS for Credit Cards.